Dashboard
Overview of your investment property income and expenses.
Recent Transactions
Common tax questions
General information only, not tax advice. Summarised from ATO guidance, last reviewed October 2026.
Which rental expenses can I claim straight away?
Generally loan interest, council rates, repairs and maintenance, and depreciating assets costing $300 or less. Capital works, borrowing expenses and assets over $300 are claimed over several years. More + ATO source →
How are borrowing expenses claimed?
If they total more than $100, over 5 years or the loan term, whichever is shorter. $100 or less is claimed in full that year. Includes loan establishment fees and lender's mortgage insurance. More + ATO source →
What are capital works deductions?
The cost of building and structural improvements, generally deducted at 2.5% a year over 40 years or 4% over 25 years, once construction is complete. Lodgya spreads these across financial years for you. More + ATO source →
What records should I keep, and for how long?
Written evidence such as receipts or invoices, kept for 5 years from when you lodge. A bank statement alone isn't enough. Photos of receipts are fine if they're a true and clear copy. More + ATO source →
When is my tax return due?
31 October if you lodge yourself. A registered tax agent can usually lodge later if you engage them before 31 October. More + ATO source →
Transactions
All property-related income and expenses.
Tax Report
FY 2025-26